Sterling offers self-insurance programs for clients to gain better control over rising health benefits costs. Our program includes Sterling Traditional Self-Insurance, as well as the option for small and mid-size companies to participate in the benefits of self-insurance through a captive. The right product choice depends on claims experience, stop loss underwriting guidelines, group size and demographics, and state regulations. Visit our subsidiary company website, Sterling Self Insurance Administration, for more information.

As health plan benefits administrators, we passionately believe that our customers want and need to make informed decisions about healthcare services and benefit plans—including what they cost and how to pay for them. This philosophy not only promotes health improvement, but it also begins to drive down the cost of healthcare and “bend the cost curve."

Sterling HSA was founded as an independent and privately held company in 2004. Since our inception, we continue to experience rapid growth through the administration of a variety of account-based health plan benefits programs and compliance services.

Sterling establishes and maintains integrated COBRA and HIPAA systems for employers. Offerings include a competitive package of COBRA services for set-up and administration, in addition to a variety of optional value-added services. Bundled fees represent all costs to the employer for standard services, making it easy to plan and budget. There are no set-up fees, monthly fees, or minimums. Services include installation and set-up, qualifying event, ongoing administrative, and open enrollment support.