You can take charge of your healthcare spending in several ways with Sterling.

Health Savings Accounts (HSAs)

As an individual or as part of your employer's health insurance plan, you can establish a health savings account (HSA) to enjoy tax-advantaged savings and have money to spend on qualified healthcare expenses for you and your family. For more information, go to HSA Accountholder Benefits. If you are already a Sterling HSA Accountholder and have registered your account for online access, go to Manage Your Health Savings Account and login. If you haven't registered, go to Register to Access Your Account Online and do it now!

Health Reimbursement Arrangements (HRAs)

If your employer offers a Health Reimbursement Arrangement (HRA) as part of your health insurance plan, there are many ways that you, as a participant, can benefit. Unlike a health savings account, you cannot set up an HRA on your own. For more information, go to HRA Participant Benefits. If your employer already has an HRA with Sterling, you can access information about your HRA participant account from our HRA partner website at benefitspaymentsystem.com

Flexible Benefit Plans

Participation in employer sponsored flexible benefit plans (flexible spending accounts and transportation benefits), is easy. Sterling offers healthcare FSAs, dependent care FSAs, and transit and parking benefits. Employees contribute to these accounts through payroll redirection, allowing them to save tax-free money to pay for qualified expenses. For more information, go to FSA Participant Benefits.

Premium Only Plans (POPs)

Employers must also set up a Premium Only Plan (POP) for employees to participate. This simple addition to an employer's health insurance plan can also have significant advantages for employee participants. For more information, go to POP Participant Benefits.

We offer employers many affordable ways to provide excellent healthcare benefits packages to employees, putting them and you in control of healthcare spending. Our turnkey and highly personalized healthcare administration services include health savings accounts (HSAs), health reimbursement arrangements (HRAs), flexible benefit plans (FSAs and transportation benefits) and premium only plans (POPs). We help educate you and your employees on how to set up these services and how to get the most out of using them. We also provide a level of high touch customer service and industry expertise that has placed us among the nation's top health services administrators since Sterling was founded in 2004.

For more information on the benefits of these services, go to:

Thanks to you, we've been leaders in health services administration for health savings accounts (HSAs) since 2004. We also offer our broker partners the opportunity to sell health reimbursement arrangements (HRAs), flexible benefit plans (FSAs and transit/parking), premium only plans (POPs), and COBRA through Sterling.

Like you, we're also veterans in the health insurance industry so we know what it takes to satisfy your employer clients. If you aren't already working with Sterling, go to New Broker Registration to send us some information about you and to contact a Sterling sales representative.

If you are already a Sterling broker partner, you can access your broker account and a wealth of information available only in our Broker Toolkit by going to Manage Your Account and entering the username and password associated with your broker agreement with Sterling. For brokers who are also HSA accountholders, enter your Sterling accountholder username and password for online access to your personal health savings account information.

If you haven't yet registered to access your account online, it's quick and easy. Just go to Register to Access Your HSA Account Online. Follow the instructions to set up this convenient and secure service from Sterling HSA.