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Company Profile

Sterling HSA is an independent, privately held company that specializes in administering health savings accounts. It is led by a team of experienced healthcare executives and advised by a board of distinguished professionals with expertise in healthcare, banking and the law.

Sterling HSA was founded in 2003 by experts in the health benefits industry for one primary purpose-to put employers and consumers in control of health care spending by offering a tax-advantaged alternative to better finance and plan for health care.

In conjunction with eligible insurance plans, health savings accounts provided by Sterling HSA enable employers to control rising health care costs, account holders to get the services they need and save money, and insurance professionals to enhance the range of services they can offer to their clients.

As account administrator, Sterling HSA reviews medical bills so that account holders will never pay more for health care services than an insurance company would cover, offering even greater savings. We keep accurate files on claims activity. Records are kept and made available to account holders should an IRS audit demand historical proof on the use of HSA funds. We are so committed to providing an excellent customer experience that we offer a money back guarantee to Sterling HSA account holders. If for any reason our account holders become dissatisfied with Sterling HSA services, we will refund to them all monthly account management fees paid up to one year.

Sterling HSA understands how to bridge the needs of employers, account holders and professionals in the health care industry. We are:

Independent Specialists

Our business is providing administrative services for HSAs. We make it simple for insurance carriers and companies to offer HSAs and for people to use them by handling all aspects of account set-up and management.

Consumer Centric

We strive to deliver a personal, reliable and satisfying client experience. In our recent client satisfaction survey, our clients told us that they value our friendly, knowledgeable team who go out of their way to take care of their needs. This is just part of our Sterling promise of satisfaction guaranteed.

Experts

Our founders and team are familiar faces and experts in the industry with years of experience working in the health benefits field. We know what the end-to-end experience must be to satisfy our clients. And working with excellent financial institutions, we provide valuable financial services for all accounts under our management.

Innovators

Now we are helping to pioneer an industry revolution that puts more control in the hands of consumers and companies to manage health care costs. Sterling HSA delivers a simple, reliable and personal approach to paying for health care while saving for the future.

Vision and Values

Our vision is to improve the way consumers pay for health care leading to personal savings and medical cost abatement.