Sterling Service Packages & Fees

Which Plan is Right for You?

Choosing the Sterling HSA™ plan that is best for your individual needs depends on how you'll use your HSA account most often. We offer three plan options with different features, but each comes with the same commitment to Sterling service. Two full-service accounts require a one-time account set-up fee of $35.00, and our online-only plan has a low set-up fee of $15.00 an can be opened within minutes.

  • The Sterling Standard Plan offers the most comprehensive array of services, including review of insurance company Explanation of Benefits (EOB) and payment of bills to your health care providers or as a reimbursement to you. With this plan you maximize your level of service for the low monthly fee of $8.75 per account.
  • The Sterling Value Plan is for account holders who prefer to use their account as a possible savings vehicle and do not intend to use the money or use it very frequently. The value plan has transaction fees for debit card issuance, usage and there is a charge for check writing to providers or for reimbursement to the individual. This option allows account holders to "bundle" their bills for an unlimited period of time and send us an itemized bill requesting one reimbursement check.
  • The Sterling eSavings Plan offers the most cost effective services, for account holders who choose to self-serve online. You may enroll online and manage your account online. With this plan, you maximize your savings for the low monthly fee of $2.50 per account. The account may be opened for only $15.00. There is no charge or on-line banking and "echecking" on this plan.

Download more details on Sterling Services and Fees: