Account Contributions
HSA contributions can come from the employee, employer or both, all in the same tax year. Each year the IRS changes the maximum annual contribution. For 2012 the maximum is $3,100 for individuals and $6,250 for families. Catch-up contributions can be made by individuals 55 and over up to $1,000.
HSAs are portable and move with an employee if there is a change in employment.
Unused HSA funds roll over from year to year and interest continues to grow on a tax-deferred basis.
Sterling allows HSA accountholders to self-direct HSA investments (subject to IRS limitations).
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HSA Sign Up Options
For English, see below. For Spanish, click here.Individual, Not Part of Employer Group
For individuals signing up for an HSA and not associated with an employer group
Individual, Part of an Employer Group
For individuals signing up for an HSA already associated with an employer group
Employer Groups HSA Sign Up
For employer groups to enroll in HSAs
Register HSA Account for Online Access
If you already have HSA accounts with Sterling, register here for online access to your account information
