Individual Insurance Plans
Choose from Three Account Plans
Sterling eSavings Plan – Our most economical and environmentally friendly approach to HSA administration. Sign up, make deposits and withdrawals, and receive reports all on-line in a paper free environment. Everything is done electronically. By choosing this option you incur the lowest monthly maintenance fees and self-manage everything online.
Sterling Value Plan – Offers a menu approach to select the services most important to you. Sterling accountholders pay fees on a per service basis.
Sterling Standard Plan – Our most complete range of administrative services for a monthly fee. Our services include a review of insurance company Explanation of Benefits (EOB) and payment of medical bills to your healthcare providers or as reimbursement to you.
| Core Services | Sterling eSavings Plan* | Sterling Value Plan* | Sterling Standard Plan* |
|---|---|---|---|
| Account Set-Up | $15.00 (one time charge) | $35/$15 (one time charge) hard copy/electronic | $35/$15 (one time charge) hard copy/electronic |
| Account Management Fee | $2.50 per month | $2.50 per month | $8.75 per month |
| Debit Card Usage | $1.50 per transaction | $1.50 per transaction | Included |
| Debit Card Issuance | $5.00 for 2 cards | $5.00 for 2 cards | Included |
| Medical Bill Paying by Sterling fax or email | $5.00 per transaction | $5.00 per transaction | Included |
| Contribution by Electronic Payroll Deduction | Self-service online | Included | Included |
| Distributions "eChecks" by website online banking | Self-service online | Included | Included |
| * All fees listed are per account. Group discounts may apply. Other fees may apply beyond the core services listed above. See Additional Account Terms | |||
HSA Sign Up Options
Individual, Not Part of Employer Group
For individuals signing up for an HSA and not associated with an employer group
Individual, Part of an Employer Group
For individuals signing up for an HSA already associated with an employer group
Employer Groups HSA Sign Up
For employer groups to enroll in HSAs
Register HSA Account for Online Access
If you already have HSA accounts with Sterling, register here for online access to your account information
