Form 5500 Filing Service
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  • Whether or not we administer your benefit plans, HRA or FSA, we can complete the Form 5500 Filing for you. You must have at least 100 plan participants under a health and welfare plan.
  • We complete a needs assessment by reviewing Form 5500 Filing history and plan details. Then we gather the required data using a custom worksheet and employer provided information to prepare a signature-ready Form 5500 document for filing with the IRS.
  • Documents are available for employer review on a secure, password-protected portal. Employers can choose to file electronically after they review the documents we prepare. Or, employers can print, sign and scan the signature page, return it to Sterling and we do the filing. If employers file directly, we'll help with e-filing instructions.
  • Timely filing requires that all information be provided to Sterling by the first of the month when the filing is due. For employers who need more time to work with us in gathering data, we'll also prepare IRS Form 5558 to request a filing extension.
  • We can also work with employers to amend past incorrect or insufficient filings (DFVC) so Form 5500 filing records are current and compliant with the IRS.
  • Sterling will maintain the data we gather and all filings to reference for Form 5500 Filing in future years and in the event of questions from the IRS or Department of Labor (DOL). We help with DOL communication and keep you updated on changes in regulations.
  • We prepare and provide the Summary Annual Report (SAR) for distribution to your employees, if they request a copy. The SAR is a narrative summary of Form 5500 (it is not required for defined benefit pension plan years beginning after December 31, 2007).

On our forms page you'll find documents to get started with the Form 5500 Filing process. They include the Sterling Form 5500 Application and Worksheet and Form 5500 Filing Definitions. For filing purposes, you can access current IRS Business Codes here:

Please contact us to help with your Form 5500 Filing compliance needs.